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Time to get serious about bank reform

After the financial crisis, governments staved off a second Great Depression - too well. This triumph let them duck tough reforms. Until now.

President Barack Obama applauds after the signing of the Dodd-Frank Wall Street Reform and Consumer Protection Act in July 2010. © Chip Somodevilla/Getty Images

There is much disappointment over the reach of financial reform in the wake of the financial crisis. Legislation passed in the United States since then, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, was weak soup by the standards of…

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