DIY investor: 50 shades of beige

"Advisers do not have a free hand in making their recommendations, which is something that most clients will not realise"

By Andy Davis   July 2016

©David Teamen/Shutterstock

Although personally I enjoy the challenge of deciding my own investments, it obviously doesn’t suit everyone. For others, meetings with a qualified financial adviser who knows their circumstances offer a much less stressful way to make financial plans and manage their money. Having spoken to numerous advisers for journalistic reasons I know the contribution that they make to what are often complex decisions.

However, there is a question mark in my mind over financial advice that is not to do with its usefulness but with…

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