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I don’t want to belt-tighten

Dear Wilhemina

My partner and I live in Sheffield with our three children. We are one of those middle-class families who will be particularly hit by the Tory cuts. We’re lucky to have a small mortgage and stable jobs, but my wife says we must rethink our “rampantly consumerist” lifestyle. But I don’t feel I have anything to atone for: we didn’t spend the past decade swilling champagne on yachts. Nor am I willing to live miserably just to go with the flow. Am I failing to learn my lesson, or has everyone gone a…

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