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DIY Investor: Beating the stock market

"Between January 1995 and December 2015 cash triumphed over FTSE-100 96% of the time."

By Andy Davis   August 2016

Paul Lewis, the presenter of BBC Radio 4’s MoneyBox, published a fascinating and provocative blog a few weeks ago that will have irritated most people in the financial services industry and pleased many of their customers. Lewis simply worked out how a saver would have done if they’d put their money in the “best buy” one-year deposit account every January since 1995. He then compared that to the performance of a fund that tracked the FTSE-100 over the same 21-year period.

Rather embarrassingly for the financial…

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