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October pensions supplement: Interview with the pensions regulator

Do small companies understand the new pension rules?

By Jay Elwes  

© Meriel Jane Waissman

Rather than pushing citizens into making decisions, governments have, in recent years, taken to “nudging” them towards better choices. This notion of nudging led to the establishment of a “nudge” unit within Downing Street, intent on tilting the floor beneath the population’s feet to gently encourage their movement in a direction of the government’s choosing.

One of the most significant manifestations of the nudge technique has been in pensions. Company pension schemes have always had the essential characteristic of being “opt-in,”…

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