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Every now and then, thank goodness, I run into someone who reads this column. They’re usually very knowledgeable about investment but despite this the conversation often goes the same way: they enjoy reading about DIY investing but don’t have the time or inclination to do it.

There are many people that DIY investing does not suit, and why should it? If fitting your own kitchen or fixing the car is a minority pursuit, there’s no reason why managing your money should be any different. But what if you want to invest and don’t fancy the DIY route?

What most people…

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