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What if your money had a mind of its own?

"Smart money" needn't only be an idiom. In the future, money could help you decide how to spend—and to make the world more ethical

By Eric Lonergan   June 2018

What would it be like if money had a mind of its own? What if instead of notes in your wallet, guaranteed by the Bank of England, you had digital “coins” that prohibited you from buying cigarettes? What if this intelligent money could tell you whether the shop you were spending it in was paying its taxes, or reveal the working conditions in the factory that made the clothes you are about to buy? What if the pound in your pocket regulated itself, by multiplying during a recession, to increase your…

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