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Pensions bulletin: Nudges and NEST eggs

"The government has so far shown little desire to step up to a more muscular approach if the nudge tactics of auto-enrolment falter"

By Josephine Cumbo   May 2017

Pst workplace pension campaigns have included the furry character "Worky" ©Elizabeth Nunn/Alamy stock photo

Whether it’s a nudge or a hard shove, governments around the world have resorted to varying degrees of compulsion to get their citizens preparing adequately for retirement.

Australia, Chile and Sweden have opted for “hard” compulsion by forcing employees or employers, or both, to contribute to workplace pensions. In contrast, the UK and New Zealand have plumped for a softer approach, which sees employees nudged, or defaulted, into pension schemes chosen by their employer, but…

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