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October pensions supplement: The three-stage pension

Pension investors should avoid what they do not understand

By Andy Davis  

“For the first time, people will approach retirement as consumers who have genuine choices” © SirikulT

The popularity of George Osborne’s unexpectedly radical changes to pension rules announced in March’s Budget was proof (if more were needed) of just how unpopular annuities have become as a way for savers to secure an income in retirement. But for people who need to think about how to manage their pension arrangements under this new regime, what…

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