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If Scotland were to vote for independence, it would face a whole host of problems. Would it have an army? An intelligence service? Both would have to be established. A tax collection agency? A financial regulator? Numerous new civil service departments would have to be established, including a Debt Management Office, to run its borrowing operations, a foreign service, complete with embassies in all major international capital cities and so on and so on. All of these would have to be conjured, in a tedious and expensive logistical phase that would come immediately after independence.

But though substantial, problems such…

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