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Sometimes, when the Commons is not heated with the fire of PMQs, or some other big event, the feeling can come about that something of significance is being discussed. The much-derided “Punch and Judy” politics having been stripped away, what remains is a residue of real substance.

In the House today, Guto Bebb (Cons, Aberconwy) stood to begin a session of backbench business. His subject was a condign one: what the financial regulator plans to do about the mis-selling of interest rate swaps. Not perhaps a subject to excite the minds of headline writers. The press gallery was empty. Tellingly,…

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