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Show me the money

Want a loan? Forget banks—there’s a revolution in easy cash

By Sam Knight   October 2012

© Justin Tallis/

August 2007. That is when it began, in the unassuming queues outside Northern Rock. Those lines were the first intimation of how the banks would come to fill our minds, would become the symbol and substance of so many things that are wrong.

Half a decade has passed, and what has changed? There was the emergency: the bailouts and the part nationalisation of RBS. But our collective response seems to have been the construction of a logical trap, in which banks have been cast as both sinners and…

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