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DIY investor: keeping it in the family

"Most investors struggle to put their emotions to one side and we are no different"

Next Easter will see the fifth anniversary of the day that, unwittingly, my mother left her own home for the last time, aged 85, her dementia having reached the stage where 24-hour professional care was the only practical option. I’ve returned a few times since then in this column to the challenges of managing her financial affairs after she went into residential care. As that anniversary approaches, it is becoming clear that our efforts to create additional income for her and preserve her capital as far as possible are reaching their limits. We may soon need to think again.

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