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DIY investor: help for the “hesitant hopeful”

The reluctant victims of quantitative easing

By Andy Davis  

Next year Britain’s spell of ultra-low interest rates will probably come to an end. After six years of a Bank of England rate of 0.5 per cent, and miserable returns on savings, the world that private investors emerge into will look less welcoming than the one that existed pre-crisis. Interest rates may rise, but we will be far from the rates that most had come to regard as normal. In the meantime, trust in financial services has been damaged and the advent of separate charges for financial advice has led many to conclude that it is not worth the money.

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