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Numbers game

Pensions for babies

By Harvey Cole   October 2003

PENSIONS FROM BIRTH Debate rages as to how to ensure a solidly based long-term future for pensions. Some of the problems, such as the falling proportion of the working age population, are imaginary or exaggerated, while financing difficulties have been magnified by the discovery that equity prices can fall sharply over short periods. But a solution was hinted at in Samuel Brittan’s review of Gordon Brown’s “baby bond” plan in August’s Prospect. Why not take a much bolder initiative and bring in pensions from birth? This could provide every man and woman born in 2004 or after with a pension…

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